Cactus Personal Finance

Hello everyone! Welcome back to my page and today I’m going to share a quick update on my portfolio performance.

A while ago I suggested a portfolio composed in ETFs only.

Here’s the link :

https://cactus-personal-finance.com/2026/02/06/my-asset-allocation-for-2026-100-per-cent-stocks/

Since January 2026 the ISA portfolio earned 15.51%.

Realisticly, what does it mean? It means that if someone had invested £20,000, today it would be worth £23,102 approximately.

Remember that the money grows tax free into an ISA wrap.

Now I’ve spent an hour or two clarifying how things work within the below table.

I hope you enjoyed reading this paper and drop me a line if you think something needs to be discussed about.